Starting June 1, 2026, Malaysia will launch a new social security scheme that broadens worker protection beyond the workplace. This guide explains what the rollout means for employees and employers across the country.
The initiative, known as socso lindung 24 jam, aims to cover incidents that occur during all working hours. It updates the existing framework to support over nine million workers already under the Employees’ Social Security Act 1969.
Employers will need to adjust payroll processes to reflect new contribution rules. Employees should learn the eligibility details, benefit types, and how claims will be handled.
This short guide breaks down eligibility, contribution rates, and core benefits so both employers and staff can stay compliant and protected.
Key Takeaways
- The program begins on June 1, 2026, nationwide in Malaysia.
- Protection extends to all working hours, not just on-site injuries.
- More than nine million workers are affected under current law.
- Employers must update payroll and contribution calculations.
- Learn eligibility, contribution rates, and available benefits.
Understanding the SOCSO LINDUNG 24 JAM Framework
From June 1, 2026, a new national scheme will extend accident cover to eligible formal employees for incidents that happen at any time.
This change creates a clear shift in social security. The program is defined as a Skim Kemalangan Bukan Bencana Kerja, meaning it focuses on personal accidents outside traditional workplace incidents.
The Shift in Social Security
The introduction of the lindung jam framework marks a major evolution in worker protection. It ensures employees receive support even when they are off-site or during non-working hours.
Implementation Timeline
Operations start in Jun 2026. Employers must update payroll and administrative systems to include contributions for this skim lindung jam. Compliance steps are straightforward but time-sensitive.
- Coverage: Personal accidents outside the workplace, not a bencana kerja replacement.
- Start date: June 1, 2026 for eligible formal staff.
- Employer action: Integrate new rules into payroll and records before the launch.
Eligibility and Coverage Scope

Coverage now extends to events that happen during personal time, not only workplace incidents.
All local and foreign workers who are already registered under the Employees’ Social Security Act 1969 qualify for the new protection. There is no age limit so long as employment remains active.
The skim lindung jam includes accidents at home, road incidents outside work travel, and injuries during personal or recreational activities. This differs from a typical bencana kerja claim, which relates to duties performed at work.
- Registration under the existing Act is required to claim benefits.
- Protection applies during off-duty hours and usual leisure time.
- Medical and financial support is available for covered personal accidents.
| Who is Covered | Types of Incidents | Limitations |
|---|---|---|
| Local and foreign employees | Home, road, recreational accidents | Must be registered under the Act |
| Active contract workers | Non-work personal accidents | Not a replacement for bencana kerja claims |
| All ages with active status | Events during all hours, including off-duty | Commenced Jun 2026 launch coverage |
Note: The skim lindung framework ensures that employees receive care even when incidents happen outside the workplace. Employers should confirm registration and records to secure benefits for staff.
Employer Responsibilities and Compliance
Employers must act now to align payroll and registration processes with the new worker protection rules. Clear internal controls will reduce errors and keep staff covered during all working hours.
Payroll System Updates
HR teams should update payroll software to reflect the new statutory deduction. Payslips must show the specific deduction so employees understand their monthly take-home pay.
Accurate calculations prevent arrears and confusion. Regular reconciliations help avoid interest and enforcement actions.
Registration for New Hires
For every new employee joining after the launch date, employers must register them using the ASSIST 2.0 portal. Existing staff are automatically registered, so no fresh enrolment is needed for current employees.
“Registering new hires promptly guarantees coverage from day one.”
Managing Contribution Records
Contributions must be remitted to PERKESO on or before the 15th day of the following month. Late payments can attract interest and penalties, which employers should avoid.
- Communicate changes clearly to staff so they understand the monthly deduction.
- Keep accurate records; arrears may be claimed even after an employee leaves.
- Submit documentation on time to prevent enforcement actions.
By dedicating time to these tasks, employers ensure that the skim lindung jam operates smoothly and the workforce stays protected every hour of employment.
Contribution Rates and Salary Ceilings
New rules set clear limits for monthly deductions and define how payroll should calculate them.

The scheme starts with a low entry rate so workers and payroll teams can adjust. In phase one, the contribution is 0.75% of monthly salary. Later phases increase to 1.0% and then 1.25%.
What payroll teams must know
The salary ceiling used for contributions is capped at RM6,000 per month for all eligible staff. This ceiling keeps deductions affordable while funding meaningful protection under the skim lindung jam.
- Employee-borne: Contributions are fully paid by the employee; employers do not add extra funds for this specific scheme.
- Phased rates give time for adjustment and budgeting across the workforce.
- Refer to official contribution tables to ensure correct monthly deductions.
Practical tip: Update payroll templates now to apply the correct rate and cap. Accurate deductions protect both employees and the company and help secure the long-term sustainability of the skim lindung.
Available Benefits for Employees
Workers gain a structured benefits package that covers medical care, rehabilitation, and family support after incidents outside work.
The scheme lists eight core benefits, including medical treatment, temporary disability pay, permanent disability compensation, and funeral expenses for dependents.
Physical and vocational rehabilitation is provided, such as wheelchairs, crutches, and skills training to help employees return to productive work.
The Return To Work (RTW) facility supports gradual reintegration into the labor market. RTW helps injured staff regain independence and income.
This skim lindung jam also offers education benefits for eligible dependents. Families gain financial help for schooling when a primary earner is affected.
Unlike coverage for a bencana kerja claim, the skim kemalangan benefits focus on personal, non-work injuries and protect employees during all hours.
- Medical care for immediate treatment and follow-up.
- Disability benefits for short- and long-term loss of earnings.
- Rehabilitation and RTW to restore function and jobs.
- Family support including funeral and education aid.
“These benefits make sure workers and their families have support when accidents happen outside work.”
Conclusion
This new round-the-clock protection marks a major step forward for worker welfare across Malaysia.
Key advantage: it expands accident cover to non-work incidents, giving employees medical, disability, and rehabilitation benefits beyond the traditional workplace.
Employers must keep payroll and registration accurate so staff receive full protection. Timely handling of contributions and new-hire records reduces gaps in cover.
For employees, the scheme brings greater peace of mind and financial support if an accident happens anytime. Stay informed about phased rates and eligibility to get the most value.
Overall, this modern approach to labor welfare helps align local practice with international standards and the needs of today’s workforce.
FAQ
What is SOCSO LINDUNG 24 JAM explained?
SOCSO LINDUNG 24 JAM is a reform of Malaysia’s employment insurance that expands protection for workplace accidents and occupational diseases. It moves toward continuous coverage and increased benefits for workers, including wider injury and medical support and clearer claim processes.
What is the main shift in the social security framework?
The key change is broader, around-the-clock protection for employees, covering more scenarios and reducing gaps between work and non-work incidents. The update aims to standardize benefits and improve access to compensation and rehabilitation services.
When will the new framework be implemented?
The rollout follows a phased timeline beginning in mid-2026. Employers and workers will see staged adoption of contribution adjustments and expanded coverage to allow time for system updates and training.
Who is eligible under the new coverage scope?
Most salaried employees and certain categories of contract and temporary workers qualify, provided they meet employment and contribution criteria. Freelancers and sole proprietors may have separate options or voluntary schemes under the update.
What must employers do to comply?
Employers must update payroll systems, register eligible staff, and remit contributions on schedule. They should also provide information to employees about benefits and claims procedures and keep accurate contribution records.
How should payroll systems be updated?
Update payroll software to reflect the new contribution structure, integrate reporting fields for the expanded coverage, and automate submissions. Test the system well before each phase of the rollout to avoid errors.
How are new hires registered under the scheme?
Employers must register eligible new employees within the statutory timeframe using the official registration portal or approved channels. Provide copies of registration confirmation to staff and retain proof for audits.
How do employers manage contribution records?
Keep accurate digital records of wages, contribution rates, and remittance receipts. Reconcile records monthly and retain documents for the period required by law to support any future claims or inspections.
What are the contribution rates and salary ceilings?
Contribution rates will be introduced in phases, with employer and employee shares adjusted incrementally. Salary ceilings determine maximum insurable earnings and will also follow the phased structure announced for the 2026 implementation.
How does the phased contribution structure work?
Contributions rise over set intervals to reach target rates, easing the transition for businesses and workers. Each phase includes clear dates and percentage changes, allowing payroll teams to prepare and communicate adjustments to employees.
What benefits are available for employees?
Covered workers can access medical care, disability benefits, temporary wage replacement, rehabilitation services, and funeral or survivor support in the event of a workplace fatality. The expanded scheme improves coverage for occupational diseases and long-term care needs.
How do employees file a claim after a workplace accident?
Follow the official claims process: notify your employer, seek medical attention, complete the claim form, and submit required medical and employment documents via the designated portal or office. Employers should assist with documentation and submissions.
Are self-employed workers included?
The main rollout focuses on employed persons, but there are voluntary or separate schemes for self-employed workers. Check program updates for enrollment options and specific contribution commitments for non-salaried individuals.
How will disputes over claims be handled?
Disputes follow a formal review and appeals process set by the administering agency. Submit additional evidence, request case reviews, and if necessary, escalate to mediation or tribunal channels defined in the regulations.
Where can employers and employees get official guidance?
Official guidelines, forms, and timelines are available on the administering agency’s website and authorized service centers. Employers should also consult payroll providers or licensed consultants for technical compliance help.
